Credit Reports and Credit Access

• Annual Credit Report

  Every person is entitled to a free credit report every 12 months from each of the three nationwide credit reporting agencies. AnnualCreditReport.com is the official site to help consumers obtain the free annual copy. Read More

• Avoiding Credit Card and Debit Card Fraud

  This fact sheet tells the dos and don'ts to protect yourself from card fraud, and how to report fraud. Content Detail

  By:

  Federal Trade Commission

• Bankruptcy FAQ (Chapter 7 & 13)

  Chapter 7 and Chapter 13 bankruptcy; what you need to know. Content Detail

  By:

  Nolo Plain English Law Centers

• Borrowing Money in Plain English

  Borrowing money to accomplish a goal? This video explains the process. Read More

  By:

  The Common Craft

• 2010 Changes in Credit and Gift Cards

  In May 2009, the Credit CARD Act was passed to help protect consumers from abusive fees, penalties, interest rate increases Content Detail

  By:

  Federal Citizen Information Center

• Consumer Rights for Domestic Violence Survivors PDF

  National Consumer Law Center publication on Consumer Rights for DV Survivors. This brief introduction contains valuable information on Budgeting and Prioritizing Debt. Content Detail

  By:

  National Consumer Law Center

• Debt Strategies - All Debts are NOT the Same

  Setting priorities means making tough choices. BASICS first means shelter, food and clothing. If you have cut your budget down to just but the basics, but still can't afford to pay all your debts-which debts do you pay first? Read More

  By:

  Legal Aid Services of Oklahoma, Inc.

• Identity Theft (video)

  Ten-minute video about identity theft and steps you should take to prevent, prepare and defend against it. Content Detail

  By:

  Federal Trade Commission

  Read this in:

  Spanish / Español

• Online ID Theft (video)

  This video describes ID Theft, what do do if you are a victim, reporting information and other helpful tips on recovering from ID Theft. (NOTE: this piece is based on NY law which may vary from Oklahoma law) Content Detail

  By:

  LawHelp NY

• Definitions - A Credit Card Glossary

  Bankrate's financial glossary of credit card terms. Content Detail

  By:

  Bankrate.Com

• Emergency Farm Loans

  The USDA's Farm Service Agency (FSA) provides emergency loans to help producers recover from production and physical losses due to drought, flooding, other natural disasters, or quarantine. Content Detail

  By:

  U.S. Department of Agriculture

• Filing a Complaint with the FTC

  One of several important steps that victims of identity theft should take. This site will walk you how to file a complaint with the FTC, and how you can get the protections that you need. Content Detail

  By:

  Federal Trade Commission

• Foreclosure Rescue Scams - Read these tips!

  The Federal Trade Commission, the nation?s consumer protection agency, wants you to know how to avoid scams that could make your housing situation go from bad to worse. Content Detail

  By:

  Federal Trade Commission

  Read this in:

  Spanish / Español

• FTC's Identity Theft Site

  Learn about the crime of identity theft. The FTC provides detailed information to help you deter, detect, and defend against identity theft. Content Detail

  By:

  Federal Trade Commission

  Read this in:

  Spanish / Español

• How Do I Fix My Credit Report

  As a rule, it is a good idea to get a copy of your credit report at least once a year to make sure that it is correct. If there are mistakes, here's how to fix them. Read More

  By:

  Legal Aid Services of Oklahoma, Inc.

  Read this in:

  Spanish / Español