Foreclosure Prevention

• Are You Eligible for Home Affordable Refinancing or Home Affordable Modification

  Use this online tool to see if you qualify for either of these programs. Content Detail

  By:

  MakingHomeAffordabble.gov

• Debt Strategies - All Debts are NOT the Same

  Setting priorities means making tough choices. BASICS first means shelter, food and clothing. If you have cut your budget down to just but the basics, but still can't afford to pay all your debts-which debts do you pay first? Read More

  By:

  Legal Aid Services of Oklahoma, Inc.

• Foreclosure Rescue Scams

  This fact sheet explains how foreclosure rescue scams work, and where you can find real help. Content Detail

  By:

  Federal Trade Commission

  Read this in:

  Spanish / Español

• Foreclosure Rescue Scams - Read these tips!

  The Federal Trade Commission, the nation?s consumer protection agency, wants you to know how to avoid scams that could make your housing situation go from bad to worse. Content Detail

  By:

  Federal Trade Commission

  Read this in:

  Spanish / Español

• Homeowner Crisis Resource Center

  Homeowners who want to avoid foreclosure or are concerned about their ability to make their mortgage payments can receive immediate assistance by finding an NFCC-certified housing counselor. Content Detail

  By:

  National Foundation for Credit Counseling

  Read this in:

  Spanish / Español

• How Can You Avoid Foreclosure Scams

  Video from the federal program Making Home Affordable. Read More

  By:

  MakingHomeAffordable.gov

• Know Your Options about Mortgages and Foreclosures

  If you're having trouble making payments or are facing foreclosure, this site explains the options of refinancing, loan modification, short sale, deed-in-lieu and foreclosure. Content Detail

• Real People, Real Stories - Avoid Foreclosure Rescue Scams (video)

  Real people tell their stories in this short video on foreclosure rescue scams. Read More

  By:

  Federal Trade Commission

  Read this in:

  Spanish / Español

• Your Path to a More Affordable Mortgage

  Video from the federal program Making Home Affordable. Read More

  By:

  MakingHomeAffordable.gov

• Your To Do List for a Permanent Modification

  Video from the federal program Making Home Affordable. Read More

  By:

  MakingHomeAffordable.gov

• Avoid Foreclosure: Oklahoma

  Oklahoma is not rich in foreclosure prevention resources so be particularly wary of foreclosure rescue scams. This article tells about the judicial and non-judicial foreclosure proceedings. Content Detail

  By:

  US Housing & Urban Development

• Interest-Only Mortgage Payments & Payment-Option ARMs

  Owning a home is part of the American dream. But high home prices may make the dream seem out of reach. To make monthly mortgage payments more affordable, many lenders offer home loans that allow you to (1) pay only the interest on the loan during the first few years of the loan term or (2) make only a specified minimum payment that could be less than the monthly interest on the loan. Content Detail

  By:

  The Federal Reserve Board

  Read this in:

  Spanish / Español

• Is Bankruptcy the Answer?

  FAQ provided by the Oklahoma Bar Association. Content Detail

  By:

  Oklahoma Bar Association

• Making Home Affordable

  This Obama Administration web site, provides homeowners with detailed information about Fannie Mae or Freddie Mac refinancing programs. Self-assessment tools and calculators to determine whether they might be eligible for a modification or a refinance under the Administration's program. Content Detail

  By:

  Making Home Affordable.gov

  Read this in:

  Spanish / Español

• Mortgage Foreclosure: How to Avoid Losing Your Home

  General information about options available to avoid foreclosure and about the foreclosure process. Read More

  By:

  Legal Aid Services of Oklahoma, Inc.