Student Loans

• Borrowing Money in Plain English

  Borrowing money to accomplish a goal? This video explains the process. Read More

  By:

  The Common Craft

• Collection Agencies and Your Rights: Sending A Cease Communications Letter

  Federal law requires collection agencies to stop their collection efforts after they receive a written request to stop. This self-help packet walks you through sending a letter to a collection agency requesting communications to stop. Content Detail

  By:

  Student Loan Borrower Assistance

  Read this in:

  Spanish / Español

• Difficulty Repaying

  If you have trouble making your education loan payments, contact immediately the organization that services your loan. You might qualify for a deferment, forbearance, or other form of payment relief. It's important to take action before you are charged late fees. Content Detail

  By:

  Federal Student Aid

  Read this in:

  Spanish / Español

• Discharge Application: Total & Permanent Disability

  The form for requesting a discharge for federal student loan or loans under the FFEL Program, Perkins Loan Program, and/or Direct Loan Program loan(s), and/or my TEACH Grant service obligation. Content Detail

  By:

  Department of Education

• Federal Student Loans: Examples of Debt Levels & Monthly Payments

  Chart listing examples of debt levels, monthly payments and total amount repaid for all direct load repayment plans. Content Detail

  By:

  Federal Student Aid

• How Can I Manage My Student Loans?

  General information on student loans Read More

  By:

  Legal Aid Services of Oklahoma, Inc.

• Loan Forgiveness for Public Service Employees

  This fact sheet summarizes the terms and conditions of the Public Service Loan Forgiveness Program. Content Detail

  By:

  Federal Student Aid

• Repaying Your Loans

  What you need to know about repaying your federal student loans. Content Detail

  By:

  Federal Student Aid

  Read this in:

  Spanish / Español

• Student Load Borrower Assistance

  A resource for borrowers, their families and advocates. Content Detail

  By:

  National Consumer Law Center

• Student Loan Collections

  What might happen if you fall behind on your payments. Content Detail

  By:

  Nolo Plain-English Law Centers

• Student Loan Discharge Application: School Closure

  If, after 1/1/86, the school you attended closed before you could complete your education, you could qualify for a cancellation. This website provides an application in PDF format to apply for a discharge based on school closure. Content Detail

  By:

  Student Loan Counseling Services, Inc.

• Student Loan Information

  If you are swamped by student loan payments -- whether you've recently left school and must start repaying soon or you've simply ignored your loan debt for many years -- resolving to deal with them may be a hard step to take. But when you make a commitment to take control of the situation, you take the first step toward financial health. This web site provides basic information about your rights and this process. Content Detail

  By:

  Nolo Plain English Law Centers

• Student Loans: (When You Can't Pay) Cancellation, Deferment and Forbearance

  How to postpone payments -- and when you can cancel your loans altogether. Content Detail

  By:

  Nolo Plain-English Law Centers

• Total & Permanent Disability Discharge

  All federal loan borrowers are eligible for a discharge or cancelation of federal student loans based on a permanent and total disability. In order to qualify, you must be unable to work and earn money because of an illness or injury that is expected to continue indefinitely or result in death. This is a very restrictive standard, generally higher than the standards in most other disability programs, such as Social Security. Content Detail

  By:

  Student Loan Borrower Assistance

• What Happens If You Default on Your Student Loans

  Know what to expect if you fall behind on student loan payments. Content Detail

  By:

  Nolo Legal Solutions