Writing Identity Theft Letters
If your identity has been stolen, it is important that you protect yourself and your finances. In some cases, identity theft occurs within families to children, seniors, and domestic violence survivors, making reporting and recovery especially difficult.
This free program can help you create letters to Creditors, Debt Collectors, and the Credit Bureau when your identity has been stolen.
It works by asking questions to "interview" you. Then it uses your answers to fill out your letters. You may then print your letters, make copies, and send them to the appropriate agency.
Letter to Creditor
Use this letter to respond to someone collecting a bill that is in your name, but a bill you did not authorize. You will need a copy of the bill in hand when you start the interview. You will also need to provide a copy of your proof of your identity.
Letter to Debt Collector
Use this letter to respond to a company or law firm that is a Debt Collector, or collecting a bill that is in your name but you did not authorize.
You will need a copy of their letter in hand when you start the interview. You will also need to provide a copy of your police report and proof of your identity, by copying these and putting them in the letter.
Letter to Credit Bureau
Use this letter to to ask for an investigations and removal from your credit report of items that are the result of identity theft,
You will need a copy of your credit report in hand when you start the interview.
You can obtain a free copy of your credit report from each credit bureau here. (https://www.annualcreditreport.com/cra/index.jsp) You do not have to pay for a copy of your credit report. One credit report from each company is available to you free each year.
To begin, click "Continue" below