OklahomaOklahoma

Credit Reports and Credit Access

Know the Law

This section has information about Credit Reports and Credit Access in Oklahoma.

  • Annual Credit Report - Get it, Fix it

    Every person is entitled to a free credit report every 12 months from each of the three nationwide credit reporting agencies. AnnualCreditReport.com is the official site to help consumers obtain the free annual copy. Make sure yours is correct. Don't forget about specialty reporting agencies, but those reports are NOT free. Read More

    By:
    Legal Aid Services of Oklahoma, Inc.
    Read this in:
    Spanish / Español
  • Avoiding Credit Card and Debit Card Fraud

    This fact sheet tells the dos and don'ts to protect yourself from card fraud, and how to report fraud. Content Detail

    By:
    Federal Trade Commission
  • Bankruptcy FAQ (Chapter 7 & 13)

    Chapter 7 and Chapter 13 bankruptcy; what you need to know. Content Detail

    By:
    Nolo Plain English Law Centers
  • 2010 Changes in Credit and Gift Cards

    In May 2009, the Credit CARD Act was passed to help protect consumers from abusive fees, penalties, interest rate increases Content Detail

    By:
    Federal Citizen Information Center
  • Consumer Credit Reporting Agencies

    Credit Reporting Agencies are companies that collect information and provide reports on consumers. Those reports are used to decide whether to provide consumers credit, insurance, or employment, and for other purposes. This list doesn’t cover every company in the industry. It’s a list of companies that have identified themselves as consumer reporting companies or provide consumers access to their consumer reports. Read More

    By:
    Legal Aid Services of Oklahoma, Inc.
  • Consumer Finance Protection Bureau

    The central mission of the Consumer Financial Protection Bureau (CFPB) is to make markets for consumer financial products and services work for Americans. Educate consumers, Enforce the law, Study the consumer markets. Read More

    By:
    consumerfinance.gov
  • Debt Strategies - All Debts are NOT the Same

    Setting priorities means making tough choices. BASICS first means shelter, food and clothing. If you have cut your budget down to just but the basics, but still can't afford to pay all your debts-which debts do you pay first? Read More

    By:
    Legal Aid Services of Oklahoma, Inc.
  • Identity Theft (video)

    Ten-minute video about identity theft and steps you should take to prevent, prepare and defend against it. Content Detail

    By:
    Federal Trade Commission
    Read this in:
    Spanish / Español
  • Online ID Theft (video)

    This video describes ID Theft, what do do if you are a victim, reporting information and other helpful tips on recovering from ID Theft. (NOTE: this piece is based on NY law which may vary from Oklahoma law) Content Detail

    By:
    LawHelp NY
  • Zombie Debt Collection (Old Debts)

    Zombie Debts are old debts that buyers try to bring back to life. Collectors have a lot of tricks to get you to part with your money. Read More

    By:
    Legal Aid Services of Oklahoma, Inc.
  • Definitions - A Credit Card Glossary

    Bankrate's financial glossary of credit card terms. Content Detail

    By:
    Bankrate.Com
  • Emergency Farm Loans

    The USDA's Farm Service Agency (FSA) provides emergency loans to help producers recover from production and physical losses due to drought, flooding, other natural disasters, or quarantine. Content Detail

    By:
    U.S. Department of Agriculture
  • Filing a Complaint with the FTC

    One of several important steps that victims of identity theft should take. This site will walk you how to file a complaint with the FTC, and how you can get the protections that you need. Content Detail

    By:
    Federal Trade Commission
  • Foreclosure Rescue Scams - Read these tips!

    The Federal Trade Commission, the nation?s consumer protection agency, wants you to know how to avoid scams that could make your housing situation go from bad to worse. Content Detail

    By:
    Federal Trade Commission
    Read this in:
    Spanish / Español
  • FTC's Identity Theft Site

    Learn about the crime of identity theft. The FTC provides detailed information to help you deter, detect, and defend against identity theft. Content Detail

    By:
    Federal Trade Commission
    Read this in:
    Spanish / Español
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