This section has information about Credit Reports and Credit Access in Oklahoma.
Annual Credit Report - Get it, Fix it
Every person is entitled to a free credit report every 12 months from EACH of the three nationwide credit reporting agencies. Stay on top of fraud or reporting errors by checking your report every 4 months using AnnualCreditReport.com (the official site to help consumers obtain the free annual copy). Make sure yours is correct. Reminder: Specialty reporting agency reports are NOT free.
Consumer Credit Reporting Agencies
Credit Reporting Agencies are companies that collect information and provide reports on consumers. Those reports are used to decide whether to provide consumers credit, insurance, or employment, and for other purposes. This list doesn’t cover every company in the industry. It’s a list of companies that have identified themselves as consumer reporting companies or provide consumers access to their consumer reports.
Consumer Finance Protection Bureau
The central mission of the Consumer Financial Protection Bureau (CFPB) is to make markets for consumer financial products and services work for Americans. Educate consumers, Enforce the law, Study the consumer markets.
How Do I Fix My Credit Report
As a rule, it is a good idea to get a copy of your credit report at least once a year to make sure that it is correct. If there are mistakes, here's how to fix them.
Zombie Debt Collection (Old Debts)
Zombie Debts are old debts that buyers try to bring back to life. Collectors have a lot of tricks to get you to part with your money.
