LegalAidOK.orgOklahoma

Credit Reports and Credit Access

Know the Law

This section has information about Credit Reports and Credit Access in Oklahoma.

  • Annual Credit Report - Get it, Fix it

    Every person is entitled to a free credit report every 12 months from EACH of the three nationwide credit reporting agencies. Stay on top of fraud or reporting errors by checking your report every 4 months using AnnualCreditReport.com (the official site to help consumers obtain the free annual copy). Make sure yours is correct. Reminder: Specialty reporting agency reports are NOT free. Read More

    By:
    Legal Aid Services of Oklahoma, Inc.
    Read this in:
    Spanish / Español
  • Consumer Credit Reporting Agencies

    Credit Reporting Agencies are companies that collect information and provide reports on consumers. Those reports are used to decide whether to provide consumers credit, insurance, or employment, and for other purposes. This list doesn’t cover every company in the industry. It’s a list of companies that have identified themselves as consumer reporting companies or provide consumers access to their consumer reports. Read More

    By:
    Legal Aid Services of Oklahoma, Inc.
  • Consumer Finance Protection Bureau

    The central mission of the Consumer Financial Protection Bureau (CFPB) is to make markets for consumer financial products and services work for Americans. Educate consumers, Enforce the law, Study the consumer markets. Read More

    By:
    consumerfinance.gov
  • Facts you can use about the Equifax settlement

    In September 2017, Equifax announced a breach that exposed the personal data of approximately 147 million people. Last month, along with the Federal Trade Commission (FTC), and 48 states, the District of Columbia, and Puerto Rico, we announced a global settlement that will provide up to $425 million in monetary relief to consumers. Read More

    By:
    Consumer Finance Protection Bureau
    Read this in:
    Spanish / Español
  • How Do I Fix My Credit Report

    As a rule, it is a good idea to get a copy of your credit report at least once a year to make sure that it is correct. If there are mistakes, here's how to fix them. Read More

    By:
    Legal Aid Services of Oklahoma, Inc.
    Read this in:
    Spanish / Español
  • How Do I Protect My Privacy?

    This short video will give you tips on protecting yourself from identity theft and financial fraud. All of the 'how to' information is included here, too! Read More

    By:
    Legal Aid Services of Oklahoma, Inc.
    Read this in:
    Spanish / Español
  • Know who can see your Credit Report and Why

    You may know that your credit records affect your ability to get an affordable loan, a job, an apartment, or many other essentials of daily life. But, do you know where and how to actually request your credit reports and what you can do once you order them? Read More

    By:
    Consumer Financial Protection Bureau
  • TransUnion Public Records Class Action Settlement

    Anyone whose TransUnion credit report contained inaccurate information about a tax lien or civil judgment may be a class member and is potentially eligible to receive $1,500 or more through the ADR Program. Read More

    By:
    Legal Aid Services of Oklahoma, Inc.
  • Zombie Debt Collection (Old Debts)

    Zombie Debts are old debts that buyers try to bring back to life. Collectors have a lot of tricks to get you to part with your money. Read More

    By:
    Legal Aid Services of Oklahoma, Inc.
LiveHelp

Looking for a LiveHelp operator...