Debt Collection, Garnishment, Repossession

Know the Law

Other Consumer Problems

This section has information about Debt Collection, Garnishment and Repossession in Oklahoma.

27 Resource(s) Found

Debt Strategies - All Debts are NOT the Same

Setting priorities means making tough choices. BASICS first means shelter, food and clothing. If you have cut your budget down to just but the basics, but still can't afford to pay all your debts-which debts do you pay first?

What can I do about a garnishment?

What to do if your wages are garnished.

How Do I Fix My Credit Report

As a rule, it is a good idea to get a copy of your credit report at least once a year to make sure that it is correct. If there are mistakes, here's how to fix them.

Debt Collection

General information on debt collection.

Zombie Debt Collection (Old Debts)

Zombie Debts are old debts that buyers try to bring back to life. Collectors have a lot of tricks to get you to part with your money.

Bankruptcy

General information on the different types of bankruptcy relief available to individuals.

Old Debts - Can they be collected?

Everything EXCEPT child support, tax debts and student loans-they all have their own set of special rules! Collectors depend on your lack of information about the law and not asking enough questions! Please talk to a lawyer about collection problems - a lawyer can tell you if you have a defense or when you may be giving up a legitimate defense to a collection action.

PayDay Loans

Information to help you avoid the pitfalls of payday loans.

Stop or Lower a Garnishment

Are your wages or bank accounts are being garnished? You can use this online program to create the forms you need to ask the court for an exemption from the garnishment.

Repossession of Your Car

General description of how car repossession works.

What is Bankruptcy?

General information about bankruptcy chapters

Social Security is Safe From Collectors

Federal law makes your Social Security benefits exempt from almost all creditors claims. Even a creditor with a legal judgment against you cannot intercept your Social Security payments nor take the money from you after you receive it.

Phone Number Spoofing Scams - Alert!

Caller ID fraud is illegal, but it's not stopping people from using "spoofing" apps to try to scam you! Beware!

Asset Hearing

General information on Asset Hearings.

What can I do about a garnishment?

What to do if your wages are garnished.

Hospital Medical Debt - Financial Assistance Policies at Non-Profit Hospitals

If you have medical debt from a hospital emergency room visit or stay, the hospital may have a Financial Assistance Program that can help you. The IRS now requires all "non-profit" hospitals to comply with a new regulation requiring a Financial Assistance Program.

Military Status Verification

The Servicemembers Civil Relief Act affords certain protections to people in active military duty, called up for military duty, or recently retired. The SCRA requires that a military status verification be conducted in certain situations to ensure that these protected individuals’ rights are being protected and allows the men and women serving their country in military service to do so without worries of default judgments, evictions, foreclosures, and some other actions.

Stop or Lower a Garnishment

Are your wages or bank accounts are being garnished? You can use this online program to create the forms you need to ask the court for an exemption from the garnishment.

Protect Yourself from Debt Collection Scammers

Dealing with debt collection issues can be challenging—especially when you’re not sure if the person you’re being contacted by is a legitimate debt collector or someone trying to scam you. This video shares useful tips on spotting debt collection scams and protecting yourself from scammers

What's the Statute of Limitations on Credit Card Debt?

Your creditors typically have three to six years to sue you for your credit card debt.

Small Claims Court

Small Claims Court is for cases involving amounts up to $10,000. You do not have to have an attorney and it can be less expensive and less complicated than District Court.

Military Status Verification

The Servicemembers Civil Relief Act affords certain protections to people in active military duty, called up for military duty, or recently retired. The SCRA requires that a military status verification be conducted in certain situations to ensure that these protected individuals’ rights are being protected and allows the men and women serving their country in military service to do so without worries of default judgments, evictions, foreclosures, and some other actions.

Stop or Lower a Garnishment

Are your wages or bank accounts are being garnished? You can use this online program to create the forms you need to ask the court for an exemption from the garnishment.

Hospital Medical Debt - Financial Assistance Policies at Non-Profit Hospitals

If you have medical debt from a hospital emergency room visit or stay, the hospital may have a Financial Assistance Program that can help you. The IRS now requires all "non-profit" hospitals to comply with a new regulation requiring a Financial Assistance Program.

Debt Collection Defenses - Social Security benefits

When you are sued for collection of a debt, do not ignore the court papers! Talk to a lawyer, you may have a defense!

Military Status Verification

The Servicemembers Civil Relief Act affords certain protections to people in active military duty, called up for military duty, or recently retired. The SCRA requires that a military status verification be conducted in certain situations to ensure that these protected individuals’ rights are being protected and allows the men and women serving their country in military service to do so without worries of default judgments, evictions, foreclosures, and some other actions.

What can I do about a garnishment?

What to do if your wages are garnished.

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