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Debt Collection, Garnishment, Repossession

Know the Law

  • How can I verify whether or not a debt collector is legitimate?

    Here are a few warning signs that could signal a debt collection scam. Content Detail

    By:
    Consumer Finance Protection Bureau
  • IRS Letter - Understanding the Notice

    Don't panic if you get a letter from the IRS! Check this page to see what the Notice Number really means and what you should do. Content Detail

    By:
    IRS.gov
  • Old Debts - Can they be collected?

    Everything EXCEPT child support, tax debts and student loans-they all have their own set of special rules! Collectors depend on your lack of information about the law and not asking enough questions! Please talk to a lawyer about collection problems - a lawyer can tell you if you have a defense or when you may be giving up a legitimate defense to a collection action. Read More

    By:
    Legal Aid Services of Oklahoma, Inc.
  • Fair Credit Reporting Act

    The Fair Credit Reporting Act was passed to give guidance to credit reporting agencies about the way they handle your credit information. Read this to learn more on your rights. Content Detail

    By:
    Texas Legal Services Center
  • PayDay Loans

    Information to help you avoid the pitfalls of payday loans. Read More

    By:
    Legal Aid Services of Oklahoma, Inc.
  • Dealing with Debt Collectors (video)

    If you are behind in paying your bills, you can expect to hear from a debt collector. Read More

    By:
    Federal Trade Commission
  • Oklahoma Interest on Judgements

    In accordance with 12 O.S. 2013 Supp. §727.1 (I), a listing of the post-judgment interest rate to be charged on judgments for calendar years 2000 to date. Content Detail

    By:
    Oklahoma State Courts Network
  • Garnishment Forms

    Use these forms to collect a judgement in Oklahoma. Content Detail

    By:
    Administrative Office of the Courts
  • SCRA (Servicemembers Civil Relief Act) FAQ's

    Frequently asked questions on rights and benefits available under the Servicemember's Civil Relief Act (SCRA). This information is for personnel in the Active Duty and Reserves or National Guard who are activated to serve on active duty. Content Detail

    By:
    Military.com
  • Out of Work? How to Deal with Creditors

    If you've recently lost your job, your first thoughts may be, "how will I make ends meet." Money matters are a source of stress and frustration for many people. The Federal Trade Commission (FTC) publishes free brochures spelling out your rights when it comes to fair debt collection and credit reporting practices. Content Detail

    By:
    Federal Trade Commission
    Read this in:
    Spanish / Español
  • Repossession of Your Car

    General description of how car repossession works. Read More

    By:
    Legal Aid Services of Oklahoma, Inc.
  • What is Bankruptcy?

    General information about bankruptcy chapters Read More

    By:
    Legal Aid Services of Oklahoma, Inc.
  • OK Statutes on Identity Theft

    Identity theft takes place when someone uses your personal information, Without your permission to commit fraud or other illegal activities. Oklahoma has criminal laws that punish those that commit identity theft and civil laws that provide damages and other remedies to victims of identity theft. This document gives a list of the Oklahoma statutes that relate to identity theft. Content Detail

    By:
    Oklahoma Disability Law Center
  • Service Members Civil Relief Act - Consumer Protections (video)

    Part 2 in a series for Individuals with Military Connections that may benefit from the protections and rights provided by the SCRA Consumer Law Protections. Content Detail

    By:
    Arkansas Legal Services Partnership LegalTube
  • Social Security is Safe From Collectors

    Federal law makes your Social Security benefits exempt from almost all creditors claims. Even a creditor with a legal judgment against you cannot intercept your Social Security payments nor take the money from you after you receive it. Read More

    By:
    Legal Aid Services of Oklahoma, Inc.
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