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Student Loans

Know the Law

This section has information about Student Loans in Oklahoma.

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Borrowing Money in Plain English (Video)

Borrowing money to accomplish a goal? This video explains the process.

Discharge Application: Total & Permanent Disability

This site has online information resources and and online application for Total Permanent Disability Discharge of William D. Ford Federal Direct Loan (Direct Loan) Program loans, Federal Family Education Loan (FFEL) Program loans, Federal Perkins Loan (Perkins Loan) Program loans, and Teacher Education Assistance for College and Higher Education (TEACH) Grant Program service obligations.

Escaping Student Loan Default

This video offers practical steps for getting out of default on your student loans. Learn more at

Federal Student Loan Forgiveness, Cancellation or Discharge

Find out whether you qualify due to your job, disability, the closure of your school, or other circumstances.

Financial Hardship Claims

The government can take a portion of certain benefits to collect on government student loans, including Social Security benefits, benefits under Part B of the Black Lung Benefits Act, and some Railroad Retirement benefits. This is called an “offset.”

Guide to repaying your federal student loans

You have the right to switch to the Pay As You Earn (PAYE) repayment plan, which has a lower monthly payment based on your income and family size.

Loan Forgiveness for Public Service Employees

This fact sheet summarizes the terms and conditions of the Public Service Loan Forgiveness Program.

Managing Your Student Loans

General information on student loans

Repaying Your Loans

What you need to know about repaying your federal student loans.

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