Foreclosure & Foreclosure Prevention

Know the Law

Other Housing Problems

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This section has information about Foreclosure in Oklahoma.

Disaster Assistance from HUD

HUD will provide support to homeowners and low-income renters forced from their homes due to tornadoes and severe storms.

Foreclosure Rescue Scams

This fact sheet explains how foreclosure rescue scams work, and where you can find real help.

Loan Modifications

If you are behind in your mortgage payments, a loan modification can spread the past-due amount out over time. Some modification programs extend the length of the repayment plan so you can make lower payments over a longer period of time.

Mortgage Foreclosure: How to Avoid Losing Your Home

General information about options available to avoid foreclosure and about the foreclosure process.

Mortgage Foreclosure Process in Oklahoma

Read about the mortgage foreclosure timeline in Oklahoma.

Not All Debts are the Same

Setting priorities means making tough choices. BASICS first means shelter, food and clothing. If you have cut your budget down to just but the basics, but still can't afford to pay all your debts-which debts do you pay first?

Principal Reduction Alternative in the Home Affordable Modification Program (HAMP) has IRS Consequences

Borrowers receiving aid under the HAMP–PRA program may report any discharge of indebtedness income either in the year of the permanent modification of the mortgage loan or ratably over the three years in which the mortgage loan principal is reduced on the servicer’s books.

Reverse Mortgages

Information about Reverse Mortgages, a way for Seniors to convert home equity into cash.

Scam Watch

Scam artists are coming out of the woodwork. Learn about mortgage rescue scams, credit card scams.

Your Path to a More Affordable Mortgage

Video from the federal program Making Home Affordable.

Your To Do List for a Permanent Modification

Video from the federal program Making Home Affordable.

How Can the Servicemembers Civil Relief Act help with home loans?

Carlos L. McDade, Esq., of Black & LoBello explains some of the benefits of the Servicemembers Civil Relief Act and how banks, specifically, JP Morgan Chase, complies with its requirements.

Loan Modifications

If you are behind in your mortgage payments, a loan modification can spread the past-due amount out over time. Some modification programs extend the length of the repayment plan so you can make lower payments over a longer period of time.

Mortgage Foreclosure Process in Oklahoma

Read about the mortgage foreclosure timeline in Oklahoma.

Oklahoma Housing Out of Reach 2018

In Oklahoma, the Fair Market Rent (FMR) for a two-bedroom apartment is $801. In order to afford this level of rent and utilities — without paying more than 30% of income on housing — a household must earn $2,671 monthly or $32,047 annually.

Service of Process (Get In the Circle)

A brief video to explain service of process for a court case.

What Should I Know About “Rent to Own” Contracts?

Landlords and people offering “Rent to Own”, “Lease to Own”, or “Contract for Deed” contracts should be handled with caution. Find out how these agreements work and what to look out for.

How Can the Servicemembers Civil Relief Act help with home loans?

Carlos L. McDade, Esq., of Black & LoBello explains some of the benefits of the Servicemembers Civil Relief Act and how banks, specifically, JP Morgan Chase, complies with its requirements.

How Can You Avoid Foreclosure Scams (Video)

Video from the federal program Making Home Affordable.

Service of Process (Get In the Circle)

A brief video to explain service of process for a court case.

Your Path to a More Affordable Mortgage

Video from the federal program Making Home Affordable.

Your To Do List for a Permanent Modification

Video from the federal program Making Home Affordable.

Oklahoma Find A Lawyer

As a community service, the OBA does provide a directory of its attorney members who have given their permission to have their names published in the Oklahoma Find A Lawyer directory at Oklahoma Find A Lawyer. There you can search by both geographic area or by a lawyer's practice area.

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