What can I do about a garnishment?

Income Exempt from Garnishment in Oklahoma

These types of income are exempt from being garnished, either by state or federal law.  To protect this kind of income, keep it in a separate bank account from other income.

• Social Security benefits – 42 U.S.C. § 407.
• Supplemental security income – 42 U.S.C. §1383(d).
• Unemployment benefits – 40 O.S. §2-303.
• Workmen’s Compensation benefits – 85 O.S. §48.
• Welfare benefits – 56 O.S. §173.
• Veterans’ benefits – 38 U.S.C. §3101, 31 O.S. §7.
• Monies in Possession of Police Pensions – 11 O.S. §50-124.
• Monies in Possession of Firemen’s Relief & Pension Fund-11 O.S. §49-126
• Monies in Possession of County Employee’s Retirement System–19 O.S. §959.
• Monies in Possession of Public Employee’s Retirement Fund – 74 O.S. §923.
• Teacher’s Annuities or Retirement Allowance – 70 O.S. §17-109.
• Annuities and pension payments under Railroad Retirement Act – 45 U.S.C. §231(m)
• United States Civil Service Retirement and Disability Pension Fund Payments – 5 U.S.C. §8346.
• United States Civil Service Survivor Annuities – 5 U.S.C. §8346.
• Interest in Retirement, Pension and Profit Sharing Plans – 60 O.S. §327, 60 O.S. §328.
• The Wages of Seamen – 46 U.S.C. §601.
• Funds vested in the Alien Property Custodian – 50 U.S.C. Appx. §9(f).
• Prepaid Burial Benefits – 36 O.S. §6125.
• Proceeds of Group-Life Insurance Policy – 36 O.S. 3632, and 36 O.S. §4026.
• Alimony, support, separate maintenance, or child support necessary for support of judgment debtor or dependent – 31 O.S. §1.1.
• Personal wage exemption because of undue hardship – 31 O.S. §1.1.
• Student Assistance
• Longshoremen’s and Harbor Workers’ Death and Disability Benefits
• Foreign Service Retirement and Disability Benefits
• Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
• Federal Emergency Management Agency Federal Disaster Assistance.