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Here's a look at the statute of limitations on open-account debt, like credit cards, for each state.

 

State Statutes of Limitations on Debt

 

State

Years

Alabama

Three

Alaska

Three

Arizona

Six

Arkansas

Five

California

Four

Colorado

Six

Connecticut

Six

Washington, D.C.

Three

Delaware

Three

Florida

Five

Georgia

Six

Hawaii

Six

Idaho

Five

Illinois

Five

Indiana

Six

Iowa

Five

Kansas

Three

Kentucky

Five

Louisiana

Three

Maine

Six

Maryland

Three

Massachusetts

Six

Michigan

Six

Minnesota

Six

Mississippi

Three

Missouri

Five

Montana

Eight

Nebraska

Four

Nevada

Four

New Hampshire

Three

New Jersey

Six

New Mexico

Four

New York

Six

North Carolina

Three

North Dakota

Six

Ohio

Six

Oklahoma

Five

Oregon

Six

Pennsylvania

Four

Rhode Island

10

South Carolina

Three

South Dakota

Six

Tennessee

Six

Texas

Four

Utah

Six

Vermont

Six

Virginia

Three

Washington

Six

West Virginia

10

Wisconsin

Six

Wyoming

Eight

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